RAPISO EMERGENCY HEALTH ASSIST - Harare, Zimbabwe

This is a facility that allows Pre-assessed and rated individuals to get healthcare services on short term credit. Services are interest free and accessible across a wide range of different specialties of healthcare practitioners who accept credit terms in major cities and towns. According to sector regulations, healthcare providers expect all arrears to be honored within 60 days period. Maximum credit limit is $200.00 unless other arrangements are made with corporate.
To most, the health Credit Card Facility is useful for the cover of minor medical emergencies
Usually a total bill for any individual acquiring these services range from $20 to $200.
The following groups can easily arrange for credit card facility through stop orders and debit orders.
• Civil servants.
• Corporates.

This facility allows individuals to deposit money into their created debit card account .The amounts and time of “juicing up” this account is at the owner’s discretion. These pooled funds are drawn down when medical bills arise.

The Debit Card Facility is mainly for the following people
• These are mainly informal sector employees
• single business operators
• low income earners
• contract employees
• unemployed individuals with financial support from relatives

This facility allows a group of people with a common social background and understanding pool their funds together. Each group contributes a minimum of $200.00 per month towards their pool. This will be active after 3months.Management and disbursement of funds for a medical need is done according to set constitutional terms. This pooling of funds greatly helps with cover for major hospitalization and surgical bills.
A society can also have its own health credit card facility which covers minor medical emergencies.
Groups can have their closing balances back at the end of 1year or it can be rolled over into the next year.
This society facility is mainly for
• extended family groups,
• neighborhood groups,
• Social groups at churches, workplaces, WhatsApp groups, burial societies etc.